This is a big challenge for anyone, to spend for Xmas with only what you have. This means not buying everything at once, but when extra money is available. For Mr.N and me it means shopping on Thursday with all the other last minuters. I know around Jan 20th (visa bill time) we will be so happy we did this, but right now it just seams hard and inconvenient. I'm an impulse shopper, so having to put lots of grown girl thought into it is almost painful. Mr.N is much better with this task, being as he hates shopping.
Hope your enjoying your Holidays.